Employer-sponsored benefit plans that provide healthcare benefits must comply with the Employee Retirement Income Security Act (ERISA). One of the most significant features of ERISA is that it

A. contains a provision stating that the terms of ERISA generally take precedence over any state laws that regulate employee welfare benefit plans

B. standardizes the conversion of group healthcare benefits to individual healthcare benefits

C. mandates that self-funded healthcare plans must pay state premium taxes

D. requires that all active employees, regardless of age, must be eligible for coverage under employer-sponsored benefit plans

Members who qualify to participate in a health plan's case management program are typically assigned a case manager. During the course of the member's treatment, the case manager is responsible for

A. Coordinating and monitoring the member's care

B. Approve

C. Both A and B

D. A only

E. B only

F. Neither A nor B

The administrative simplification standards described under Title II of HIPAA include privacy standards to control the use and disclosure of health information. In general, these privacy standards prohibit

A. all health plans, healthcare providers, and healthcare clearinghouses from using any protected health information for purposes of treatment, payment, or healthcare operations without an individual's written consent

B. patients from requesting that restrictions be placed on the accessibility and use of protected health information

C. transmission of individually identifiable health information for purposes other than treatment, payment, or healthcare operations without the individual's written authorization

D. patients from accessing their medical records and requesting the amendment of incorrect or incomplete information

The following statements apply to health reimbursement arrangements. Select the answer choice that contains the correct statement.

A. Only employers are permitted to establish and fund HRAs.

B. The popularity of HRAs waned following a 2002 ruling by U.S. Treasury Department regarding their treatment in the tax code.

C. HRAs must be offered in conjunction with a high-deductible health plan.

D. The guaranteed portability feature of HRAs has contributed to their popularity.

Which of the following factors have contributed to the limited popularity of FSAs

A. "Use it or lose it" provision

B. Lack of portability

C. Only self-employed individuals are eligible for establishing FSAs.

D. Both A andB